SIPs offer steady gains as most fund categories beat benchmark indices

Systematic investment plans (SIPs) across major equity fund categories have delivered returns over the past two years even as most benchmark indices struggled during the period. 85%. 13%. Read more: Sebi clears Gautam, Vinod Adani of MPS norm violation Barring large-cap funds, most schemes across categories outperformed SIP investments in their respective benchmark indices. The resilience of SIP returns comes amid a sharp increase in monthly contributions by retail investors. Monthly SIP flows stood at Rs 32,297 crore in August 2026, compared with Rs 23,547 crore in August 2024, an increase of about 37%.